How Much Does TD Really Charge You for Foreign Exchange?
TD markets convenience, but their ~2.6% FX markup is anything but convenient for your bottom line. A $10,000 USD conversion costs you $260 in hidden fees.
~2.6%
Average FX markup by TD Canada Trust
On $1,000 USD
$26 hidden
On $10,000 USD
$260 hidden
On $100,000 USD
$2600 hidden
Calculate Your Hidden TD FX Fees
$USD/month
Yearly cost at TD
$3,120/yr
2.6% markup × $10,000 × 12 months
Loop Basic
$600/yr
0.5% FX, no plan fee
Save $2,520/yr
Loop Plus
$1,248/yr
0.25% FX + $79/mo plan
Save $1,872/yr
Loop Power
$3,708/yr
0.1% FX + $299/mo plan
Plus: domestic and international payments are free on all Loop plans — no wire fees, ever.
See Your Real TD FX Costs
Upload your TD bank statement and our free audit tool will show you exactly how much you're losing to hidden FX markups.
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